Locations
Retirement planning
Aim for the life you want
Whether you’re just starting out or getting ready to retire, we can help you plan for the future
Retirement professionals who put you first
You know how you want to live after you retire, but the path to getting there may not be 100% clear. Our experienced financial professionals have the knowledge and skill to help you pursue your financial goals and live the retirement you want.
We offer personalized advice that supports your goals. We use leading-edge technology to develop your individualized plan, analyze opportunities, and evaluate results.
develop your individualized plan, analyze opportunities, and evaluate results.
The retirement options you need
We can offer access to a variety of investment products based on your specific needs and goals for retirement such as:
- Mutual Funds
- Life and long-term care insurance
- Equities
- Fixed Income
- Annuities
- Advisory
How it works
1
Schedule a meeting
You can meet with a financial professional in person, by phone, or online.2
Meet your financial professional
We’ll discuss your financial goals, time horizons, and risk tolerance.3
Develop your plan
We work together to create the right retirement plan for you.4
Review your plan regularly
Our team offers regular check-ins to help you stay on track.Retirement Planning FAQs
While many people do their own retirement planning, a financial professional has greater experience and knowledge than most DIY planners. Good financial advice tends to pay for itself, and a financial professional’s knowledge may make difficult decisions easier.
Financial advisors are professionals who offer advice to clients related to personal finance and wealth management. They help you create a roadmap for pursuing your goals based on sound investment and planning principles.
There is no fee to talk with a financial professional at Hodge American Retirement & Investment Services, and no obligation to invest in anything. If you choose to work with one of our financial professionals, there may be a fee for the investments or products you choose. Fees vary and will always be disclosed and explained prior to any purchase.
Many experts recommend saving 10-15% of your annual income for retirement, but that number can change, depending on when you start saving and how you plan to live after you retire.
If you want to start playing with some numbers, take a look at our retirement calculators. To get more personalized recommendations, you can talk with one of our financial professionals.
That depends on your needs and goals. There are many ways to invest your savings for retirement and many factors to consider when investing, including tax consequences, risk level, inflation, and potential returns.
Our financial professionals can talk through your options with you and help you decide on a strategy for investing your retirement savings.
Depending on your situation, you may want to consider life insurance when planning for retirement. In addition to protecting your beneficiaries, some life insurance policies, like whole life insurance, can also offer investment or wealth transfer opportunities.
And although Medicare covers many health-related expenses for people who are 65 and older, long-term care insurance gives you extra coverage in case physical or mental disabilities prevent you from living on your own.